What to Do When a Tree Falls Through Your Roof

This blog was updated April 2026.

Crash!

It was thundering and windy outside, and now there’s a tree on top of your roof. You don’t know what to do—this hasn’t happened before in the 5 years you’ve lived here.

You must follow a few critical steps to get everything straightened out promptly.

The Immediate Response

When a tree or tree limb falls through your roof, you’re bound to feel overwhelmed.  

Take a deep breath. 

Regardless of the damage’s extent, you must stay calm to assess the situation thoroughly.

Always put your safety first in an event like this. 

Keep a distance from the area affected in your house and roof, and be cautious when going outside if there is an ongoing storm.

Immediately evacuate if the damage is severe. Call 911 if there is any damage to power lines or if anyone in your family is hurt.

Step 1: Tree Removal

It is necessary to call a tree removal service if you or your roofer doesn’t have experience in cutting down trees. 

Taking on this task yourself is dangerous as it requires cutting the tree in a particular way so that branches and trunks fall where you want them to.

The tree removal service you hire will remove the tree or limb from your roof with the help of a crane or bucket truck. 

Since the project size can vary greatly, the price can vary as well and take a day or longer to complete.

You need to act quickly in this step so that rain and weather don’t seep into your house.

Step 2: Temporary Measures Like Tarping

Covering the hole created by the tree that fell through your roof with a tarp is a crucial, yet temporary, step between when your roof is fixed and when the tree removal service removes the tree.

By tarping the hole in your roof, you prevent water infiltration that causes additional damage to the interior of your home. 

Your trusted local roofer should be able to do emergency roof tarping when you call them. They’ll ensure that the tarp is positioned correctly and that the boards temporarily holding it to your roof are nailed securely.

Step 3: Scheduling Roof Repair

What your roof needs in repairs depends on how bad the damage is.

Extensive damage might necessitate total roof replacement.

Contact your local roofer and do it sooner rather than later to prevent further issues with your roof.

Step 4: Dealing with Insurance

After a tree falls through your roof, you must contact your insurance company. You’ll have to:

• Initiate the claims process
• Provide necessary documentation and information

Documenting the damage through photographs and keeping records of expenses is essential. Your roofer should also be willing to do this for you.

Asphalt vs. Metal Roof Considerations

Some roofing materials are better than others at protecting against these catastrophes.

Asphalt shingles are cost-effective but are more vulnerable to damage.

Metal roofs are durable but can be more expensive upfront.

Call GP Martini Roofing

When a tree falls through your roof, there are a lot of steps you need to take to ensure your safety and comfort.

Save yourself the stress and trust GP Martini Roofing. We’ll provide prompt, quality service so your roof can return to use quickly.

We’re happy to look at your roof and recommend a tree removal service in Chester County.

Contact GP Martini Roofing to request a free estimate today!

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